Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in the Valley of the Sun. We understand the distinct challenges and risks faced by local businesses, from construction sites and equipment to project management and client contracts. Our mission is simple: to provide tailored insurance solutions that protect your investment, safeguard your livelihood, and allow you to focus on building a successful future right here in Phoenix.
Why Contractors Need Specialized Insurance
As a contractor operating locally, you face specific exposures that general business insurance might not fully address. Construction projects involve inherent risks like property damage, third-party liability, equipment breakdown, and worker injuries. General liability insurance is essential, but contractors also need protection for their valuable tools, vehicles, and potentially their business operations themselves. Choosing an agency that understands these nuances is crucial for adequate protection. At The Contractor's Choice Agency, we specialize in these complexities.
Our Core Services for Contractors in Phoenix
We offer a comprehensive suite of insurance products designed specifically for the local contractor community:
General Liability Insurance
This is fundamental coverage for any contractor. It protects your business from claims of bodily injury, property damage, personal injury (like libel or slander), and advertising injury incurred at your job sites or through your business operations within Maricopa County. Should an accident occur on a project you're managing right here in Phoenix, this insurance helps cover the costs.
Commercial Property Insurance
Your Phoenix business location, whether it's an office space, job site trailer, or valuable equipment storage, needs protection. Commercial property insurance covers damage to your business-owned structures and equipment caused by events like fire, windstorms, vandalism, or other covered perils specific to the Arizona environment. We help ensure your Phoenix operations can recover and continue.
Workers' Compensation Insurance
In Arizona, having workers' compensation coverage is not just recommended, it's often legally required if you employ staff. This vital insurance provides medical treatment and wage replacement benefits for employees injured on the job, whether it's a construction worker injured on a Phoenix site or an office employee dealing with a workplace accident. Protecting your valued employees and your business from financial liability is key.
Commercial Auto Insurance
Contractors rely heavily on vehicles – pickups, vans, trucks, potentially company cars. Commercial auto insurance covers liability and damages resulting from accidents involving your business vehicles while operating within Arizona. This coverage is tailored to the risks associated with your specific work activities, ensuring you're protected on the roads of Phoenix.
Business Owner's Policy (BOP)
For many contractors, a Business Owner's Policy offers a convenient and cost-effective package. Typically combining General Liability and Property Insurance, a BOP can be customized to include Workers' Comp and Commercial Auto, providing streamlined protection for your Phoenix-based business operations.
Professional Liability (Errors & Omissions)
This insurance is crucial for contractors who provide professional services or make design decisions. It protects you against claims of negligence, mistakes, or failure to perform services up to the agreed standard, which can arise from projects completed right here in Phoenix.
Commercial Umbrella Insurance
For contractors with substantial operations or higher risk exposures, or those seeking enhanced liability protection beyond standard policies, commercial umbrella insurance provides an extra layer of defense, kicking in after primary limits are exhausted. This can be vital for protecting significant assets.
Why Choose The Contractor's Choice Agency in Phoenix?
Choosing an insurance partner is a critical decision. At The Contractor's Choice Agency, we pride ourselves on being more than just another insurance provider. We are deeply familiar with the Phoenix construction and contracting landscape. Our agents are committed to understanding your specific business model, project types, and risk exposures unique to working in Arizona.
We offer personalized service, tailored quotes, and dedicated support. We understand the importance of quick response times and clear communication, especially when dealing with unexpected incidents on Phoenix job sites. Our goal is to build a partnership with you, ensuring you have the right coverage, at the right price, to protect your business and allow you to confidently pursue your construction goals right here in our community.
Contact The Contractor's Choice Agency Today
Ready to get the specialized insurance coverage your Phoenix contractor business needs? Don't navigate the complexities of insurance alone. Visit our website at https://contractorschoiceagency.com/ or give us a call at 844-967-5247. Let us help you build a robust insurance foundation for your success right here at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048.
Frequently Asked Questions (FAQs) for Contractors in Phoenix
Q1: What types of contractors do you work with in Phoenix?
A: We work with a wide range of contractors operating in Phoenix, including general contractors, specialty trade contractors (like electricians, plumbers, HVAC technicians, painters, landscapers), construction managers, equipment rental companies, and businesses providing essential support services to the construction industry.
Q2: How can I get a quote for contractor insurance in Phoenix?
A: Getting a quote is easy. You can visit our website at https://contractorschoiceagency.com/ and use our online quoting tools, or you can call our office directly at 844-967-5247. We'll discuss your specific business needs and provide a tailored estimate for contractors in Phoenix.
Q3: What should I do if I have a claim in Phoenix?
A: We prioritize prompt and efficient claims handling for contractors in Phoenix. If an incident occurs, contact our office immediately at 844-967-5247. We'll guide you through the process, ensuring your claim is reported accurately and handled swiftly by our dedicated team familiar with local contractor issues.
Q4: Do you offer assistance with understanding insurance requirements for new contractors starting in Phoenix?
A: Absolutely. We understand the complexities of starting a contractor business in Phoenix. We offer guidance on the essential insurance coverages for new contractors, helping you navigate the requirements and risks specific to building your business locally.
Q5: Can you explain how your local expertise benefits contractors in Phoenix?
A: Our agency is located right here